The lower rating - from a 4 to a 3 - was the result of a survey by the Insurance Services Office which analyzes the structural fire suppression delivery system provided by the City. The City's addition of a new engine company and crew to the fire suppression fleet was key to obtaining the lower rating, coupled with the Fire Department's high level of documented training and staffing.
The classification program also plays an important role in the underwriting process of insurance companies. Most U.S. insurers use the information when deciding what business to write coverage for or prices to charge on personal or commercial property insurance. Communities with a lower rating may get lower insurance prices.
The new classification goes into effect on June 1.
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