The City is a Participating
Jurisdiction, who receives federal funds directly from the U. S. Department of
Housing and Urban Development (HUD) and looks for opportunities to apply for
State grants related to affordable housing. The City of Visalia strives to
provide safe, decent and affordable housing to a range of income
owner-occupants, renters, senior citizens and disabled persons. The City’s
proposed goals and objectives are presented in the federally-mandated
Consolidated Plan and Annual Action Plan.
Visalia’s programs provide financial incentives for the creation and preservation of affordable housing to low –income homebuyers and current homeowners. Programs include the following with a Summary PDF attached:
November 2017 NEW *** CalHome Reuse First Time Homebuyers Program
The City of Visalia has limited “Gap Financing” available for First Time Homebuyers. CalHome Reuse funds are allocated to assist very-low to low income households to purchase a home within the city limits of the City of Visalia. These funds will provide the eligible borrower with a 30-year term second mortgage loan at 3% simple interest. Interested individuals can access the Program Policies here and the Fact Sheet here. Realtors & Lenders who would like to ‘certify’ for the program, please click here. To verify funds availability and request an information packet be mailed to you, please call 559-713-4337.
Self-Help Enterprises, Inc., (SHE-CHDO) Acquisition/Rehabilitation Programs
The City of Visalia has been working with Self Help Enterprises (SHE), Inc. as a 501 C non-profit certified Community Housing Development Organization (CHDO) in utilizing HOME–CHDO funding to acquire existing single and multi-family properties in Visalia. Contact Self Help Enterprises to inquire about available homes to purchase and availability of rental units in their Visalia multi-family projects. You may contact Self Help Enterprises staff at (559) 651-1000, or view their website under “Homes for Sale”: http://www.selfhelpenterprises.org/programs/buy-a-home/.
Humanity Neighborhood Stabilization Program (NSP)
The City of Visalia is also working with Habitat for Humanity of Tulare County with NSP funding. Habitat for Humanity of Tulare County is acquiring foreclosed homes within Visalia’s NSP Target Area, rehabilitating and reselling to income qualifying households (at or below 50% of the area median income). You may contact Habitat for Humanity of Tulare County for more information about their homes:
Habitat for Humanity of Tulare County (559) 734-4040
These programs enables the
City to revitalize neighborhoods, rehabilitate foreclosed homes, employ local
contractors, and resell homes to pre-qualified buyers with fixed rate
We welcome your questions on these programs so please contact Rhonda Haynes, Housing Specialist, at (559) 713-4460 or email at Rhonda.Haynes@visalia.city. We look forward to assisting you in the purchase of one of our homes.